Auto Insurance

Danville, Alamo, San Ramon, Pleasanton, Pleasant Hill, Dublin, Castro Valley, Pleasanton, Orinda, Livermore, Lafayette, Walnut Creek, Alamo, home insurance, homeowner’s insurance, renter’s insurance, auto insurance, health insurance, motorcycle insurance, rv insurance, life insurance, business insurance, teen driving, Danville Insurance Agency, Alamo Insurance Agency, San Ramon Insurance Agency, Pleasanton Insurance Agency, Pleasant Hill Insurance Agency, Dublin Insurance Agency, Castro Valley Insurance Agency, Pleasanton Insurance Agency, Orinda Insurance Agency, Livermore Insurance Agency, Lafayette Insurance Agency, Walnut Creek Insurance Agency, Alamo Insurance AgencyAuto insurance helps you to protect you and your family against financial loss in the event of an accident or other cause of loss. It covers the injuries and damages caused by an accident and for which you are legally responsible. It may also cover the costs of repairing or replacing your vehicle if it is damaged or stolen.

What if I don’t have car insurance?

In most states, you’re required to carry a minimum amount of liability insurance and also provide proof of insurance before you can license your vehicle or renew your driver’s license. If you are caught driving without car insurance, you may have to pay a large fine, have your driver’s license suspended, and/or have your car impounded.

How much Auto Insurance Coverage should I purchase?

The required minimum coverage may not be enough to pay for all the damages that result from an accident, and the legally responsible driver will have to pay the additional expenses out of pocket. You may want to speak with me to discuss the best auto insurance coverage for your needs and budget.

What discounts are available to me?

You may be eligible for a variety of auto insurance discounts.   We currently offer discounts* for:

  • Occupational Groups (Doctors, RNs, Dentists, Teachers, Police, Firefighters etc…)
  • Retired Professionals (specific categories)
  • Homeowners
  • Good Driver
  • Good Students
  • Air Bags
  • Two or More Automobiles
  • Senior
  • Life Insurance
  • And more!

*Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary.

Personal Umbrella Insurance

In addition to required liability coverage, you may elect to purchase a personal liability umbrella policy. Umbrella policies act like an umbrella and supplement the liability coverage you already have on your auto and homeowners policies, providing an extra layer of coverage. It is used for catastrophic losses or when primary liability insurance is exhausted. (Your auto policy must have certain limits in order for you to qualify for an umbrella policy).

Emergency Roadside Assistance

We also offer 24/7 access to roadside assistance.   Not only does this program provide towing to the nearest qualified repair facility, but it also offers locksmith services, battery “jump start”, and other repairs performed right where your vehicle breaks down.