digital security insurance, data breach insurance,

Do You Need Protection Against Data Breach?

  Over the past year, the volume of data breaches seems like it’s exploded exponentially. Well known companies like Equifax have even been victims. While not every business is going to have the same level of data as such entities, most businesses are now in possession of valuable customer information. Contrary to popular belief, your standard general liability policy for your business will not cover such losses and damage. This is where cyber insurance becomes invaluable. It usually

Worker's Compensation, Workers Comp Insurance, Business Insurance

Worker’s Compensation – The Necessary Evil

  The insurance that most businesses can’t stand but know they must have is Worker’s Compensation insurance. The State of California requires this insurance for ANY business that has employees other than the owners. In fact, there are steep penalties for any business that does not carry proper worker’s compensation insurance. Why do you need it? The State wants to ensure that any individual who is injured on the job has access to medical coverage, lost pay and