Health Insurance

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Whether you are a business in need of group health, dental, and/or vision insurance, or an individual who needs the same, our agency can assist you. We offer Anthem Blue Cross, Blue Shield, Health Net, Aetna and Kaiser.

On our Home page, we offer links to some of our health insurance carriers for those individuals looking for an individual or family plan.   You enter your age(s), zip code, and the system will produce a number of plans for you to consider.   Our staff is here to then answer any questions you may have regarding the plans and assist you in finding the best plan to meet your needs and your budget.   You can then use this same website to submit your application on line, directly to the carrier

For businesses needing health insurance, we can design a plan to fit your company’s budget and still meet the needs of your employees.  For many groups, we can even offer both a PPO and an HMO option for those employees who prefer to have different plan types.

It is important that you speak to a licensed health insurance agent who is knowledgeable about your situation, and who is able to present you with a comprehensive set of options.  We can assist you in choosing the right plan for you.

The right plan must:

  • Meet your budget. Factor in all costs, not just the monthly premium. Co-insurance, co-pays, deductibles and out of pocket maximums are as much a cost factor as the premium.
  • Have the doctors and hospitals you want or need.
  • Provide the benefits you need. This includes any medical conditions you may have or may potentially have. You should also factor in coverage limits, waiting periods and medical condition rider